Personal and business finance

Your finances
and your business,

under control

Fluvi brings together your personal finances (expenses, savings, budgets and bills) and the management of your business: sales, inventory, cash register closing and financial statements — in one app.

Free to start No bank connection No ads

BudgetsSavings goalsChallengesReportsSales & inventoryCash registerMulti-currency
Fluvi — Your money this month

Your finances, on all your devices

Use Fluvi on your phone, tablet or computer — synced in the cloud and in the theme you like: light, dark or professional. With Premium, use it on several devices at once.

Fluvi on a phone, a desktop browser and a tablet: the shop’s cash register, your monthly overview and today’s sales — light theme

Everything for your personal finances

Simple tools that give you the full picture of your money.

Clear income and expenses

Log transactions in seconds and see where your money goes, with charts by category.

Bills you won't forget

Rent, utilities, subscriptions… with reminders for the ones coming due.

Budgets by category

Set a limit for each category and get a heads-up when you're about to go over.

Savings goals

Decide what you're saving for and follow your progress until you get there.

Savings challenges

52-week, 100-day challenges and more: a fun way to save without noticing.

PDF and Excel reports

Download a professional summary of your finances whenever you need it.

Multiple currencies and rates

Work in your currency and convert instantly with built-in exchange rates.

In your language

Available in English, Spanish, Portuguese, French, German, Italian and Indonesian, with light, dark and professional themes.

Fluvi for your business

Your business, just as clear

Create a space for your shop or small business in the same account and switch between personal and business with one tap. Each one keeps its own books.

  • Financial statements

    Gross and net profit, margins and cash flow, with the real cost of what you sell.

  • Inventory with alerts

    Cost, price and margin for each product. We let you know when something sells out or drops below its minimum.

  • Sell in seconds

    Tap products or scan the barcode and stock goes down on its own. A service? A quick sale with just the amount.

  • Charge and balance the till

    Cash, transfer or card, with the change worked out. Open the register with a float and count the cash at closing: Fluvi tells you if it balances.

  • Credit sales without a notebook

    Sell on credit, log payments and see who owes you and what's overdue. Fluvi reminds you to collect and you send the balance on WhatsApp.

  • Suppliers up to date

    Buy on credit, track what you owe each supplier and your payments, and Fluvi tells you when it's due. Message them on WhatsApp in one tap.

  • Tax and receipt

    Set up VAT or your country's sales tax and print a numbered sales receipt, on a thermal printer too.

  • What sells and what sits

    Fastest and slowest movers, inventory value and break-even point.

  • Pay yourself

    “Pay myself” moves your salary from the business to your personal finances.

  • Employees with their own access

    They only get into your business, with the permissions you choose. Voiding a sale requires your security code.

Free: 1 business with up to 30 products, credit sales for 10 customers and debts with 5 suppliers at a time. Premium: up to 5 businesses, unlimited products with photos, unlimited credit sales and suppliers, stock counts, camera barcode scanner, PDF and Excel reports, and employees.

You're in control

Log only what you want. No linking bank accounts or sharing your credentials.

Private and secure

Data encrypted in transit. We don't sell or share your information.

No ads

A clean experience, focused only on helping you with your money.

Start free, grow with Premium

Everything essential is free. Premium unlocks more tools when you need them.

Free

To get your day-to-day in order.

$0

  • Unlimited income and expenses
  • Charts and breakdown by category
  • Up to 3 fixed expenses with reminders
  • Up to 2 savings goals
  • 1 invoice
  • 1 business with up to 30 products
  • Sales with change, receipts, cash register closing, credit sales (10 customers) and suppliers (5 with debt)
  • 1 device
Create free account

Premium

All included

To go further with your money.

Monthly or yearly

Activated from the Android app · cancel anytime

Everything in Free, plus:

  • Use it on all your devices at once
  • Unlimited invoices, fixed expenses and goals
  • Savings challenges (52 weeks, 100 days and more)
  • Budgets by category
  • Excel and PDF reports
  • Live exchange rates
  • Profiles and employees with permissions
  • Up to 5 businesses with unlimited products, credit sales and suppliers
  • Inventory with photos, stock counts and camera scanner
Start free

Frequently asked questions

What is Fluvi?

Fluvi is a personal finance and small business management app. On the personal side, you log your expenses and income, set budgets by category, save for your goals and get clear reports on your money. For your business, you manage sales, inventory, the cash register and financial statements, in a separate space within the same account. It works in your browser and as an Android app on Google Play.

Does it work for my business?

Yes. You create your business space in the same account and switch between personal and business with one tap. You log sales and expenses, charge in cash, transfer or card with the change worked out, open the register with a float and count the cash at closing to see if it balances, set up your sales tax and print a sales receipt, sell on credit and log payments (with collection reminders and the balance on WhatsApp), buy on credit and track what you owe your suppliers, keep inventory with low-stock alerts and see your profit and margin every month. Free gives you 1 business with up to 30 products, credit sales for 10 customers and debts with 5 suppliers at a time; Premium adds up to 5 businesses, unlimited products, credit sales and suppliers, stock counts, camera scanner, PDF and Excel reports and employees. The sales receipt is a proof of purchase for your customer: Fluvi doesn't replace official invoicing or accounting.

What data does Fluvi use if I sign in with Google?

Only what's needed to create your account and sign you in: your name, your email and your Google account ID. We don't access your Gmail, contacts, photos or other Google services, we don't use artificial intelligence on your data, and we don't sell or share it. The details are in the Privacy Policy.

Is Fluvi free?

Yes. You can use Fluvi for free to track your expenses, income, fixed expenses and more. The Premium plan unlocks extra features like savings challenges, reports, multiple devices and profiles.

How much does Premium cost?

Premium is a monthly or yearly subscription you activate from the Android app with Google Play. You'll see the price in your currency before paying, and you can cancel anytime from Google Play.

Does it connect to my bank?

No. You log your transactions yourself, so you stay fully in control and never share your bank credentials with anyone.

Is my data safe?

Your data travels encrypted (HTTPS) and we don't sell or share your information. You can delete your account and all your data whenever you want from the app itself.

Do I need to install anything?

You can start right from your browser by creating a free account. It's also available as an Android app on Google Play, with the same account.

Start today with your finances and your business

Create your free account in under a minute. No cards, no hassle.

Create my free account